Terms of Service | FullPort University

Welcome to FullPort University. These Terms of Service (“Terms”) govern your access to and use of our website, trading education programs, courses, community membership, and services. By accessing our services, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our services.

1. Agreement to Terms

By enrolling in any FullPort University program, purchasing our products, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

These Terms constitute a legally binding agreement between you and FullPort University (operated by Justin Kim).

2. Services Provided

FullPort University offers:

Stock and options trading education and training programs
Trade breakdowns and market analysis shared for educational purposes in our private Discord community
Monthly and annual membership subscriptions
Group coaching and accelerator programs
One-on-one mentorship sessions
Educational resources, courses, and trading frameworks
Access to private Discord community and support channels

All services are for educational and informational purposes only. We do not provide personalized financial advice or manage your investments.

FullPort University offers:

Stock and options trading education and training programs
Trade breakdowns and market analysis shared for educational purposes in our private Discord community
Monthly and annual membership subscriptions
Group coaching and accelerator programs
One-on-one mentorship sessions
Educational resources, courses, and trading frameworks
Access to private Discord community and support channels

All services are for educational and informational purposes only. We do not provide personalized financial advice or manage your investments.

3. Eligibility

Our services are intended for individuals who are:

18 years of age or older
Legally capable of entering into binding contracts
Understanding that trading involves risk and potential loss of capital
Committed to learning and implementing the strategies taught in our programs

By enrolling, you represent and warrant that you meet these eligibility requirements.

Our services are intended for individuals who are:

18 years of age or older
Legally capable of entering into binding contracts
Understanding that trading involves risk and potential loss of capital
Committed to learning and implementing the strategies taught in our programs

By enrolling, you represent and warrant that you meet these eligibility requirements.

4. Application & Enrollment Process

Application-Based Programs

Certain programs (such as mentorship and accelerator programs) require an application and approval process. Submitting an application does not guarantee acceptance. We reserve the right to accept or decline any application at our sole discretion.

Enrollment Confirmation

Enrollment is confirmed only upon:

Acceptance of your application (if applicable)
Receipt of full payment or approval of payment plan
Confirmation email or access credentials provided

Enrollment is confirmed only upon:

Acceptance of your application (if applicable)
Receipt of full payment or approval of payment plan
Confirmation email or access credentials provided

5. Payment Terms

Pricing

All prices are listed in USD and are subject to change. Pricing in effect at the time of your enrollment will be honored for that transaction.

Payment Methods

We accept payment through:

Credit/debit cards (processed through Stripe or similar providers)
PayPal
Third-party financing partners (where available)
Payment plans (where offered and approved)

We accept payment through:

Credit/debit cards (processed through Stripe or similar providers)
PayPal
Third-party financing partners (where available)
Payment plans (where offered and approved)

Subscription Memberships

If you enroll in a monthly or annual membership:

Monthly memberships automatically renew each month until cancelled
Annual memberships renew at the end of the 12-month term unless cancelled
You may cancel future renewals at any time, but no partial refunds will be issued for the current billing period

If you enroll in a monthly or annual membership:

Monthly memberships automatically renew each month until cancelled
Annual memberships renew at the end of the 12-month term unless cancelled
You may cancel future renewals at any time, but no partial refunds will be issued for the current billing period

Payment Plans

If you enroll in a payment plan:

You agree to make all scheduled payments on time
Missed payments may result in suspension of access until payment is current
Continued non-payment may result in termination and collections

If you enroll in a payment plan:

You agree to make all scheduled payments on time
Missed payments may result in suspension of access until payment is current
Continued non-payment may result in termination and collections

Taxes

You are responsible for any applicable taxes, duties, or fees related to your purchase.

6. Refund & Cancellation Policy

Program Refunds

Given the digital and personalized nature of our trading education services:

All sales are final once you have been granted access to program materials, educational trade breakdowns, or coaching sessions
No refunds will be issued after you have accessed course content, attended coaching calls, joined the Discord community, or received educational trade breakdowns
Refund requests made before accessing any program content will be reviewed on a case-by-case basis

Given the digital and personalized nature of our trading education services:

All sales are final once you have been granted access to program materials, educational trade breakdowns, or coaching sessions
No refunds will be issued after you have accessed course content, attended coaching calls, joined the Discord community, or received educational trade breakdowns
Refund requests made before accessing any program content will be reviewed on a case-by-case basis

Cooling-Off Period

You may request a refund within 72 hours of purchase if:

You have not accessed any course materials, breakdowns, or community resources
You have not attended any live sessions or coaching calls
You have not engaged with coaching staff or received personalized support

To request a refund during this period, contact: growth@fullportuniversity.com

You may request a refund within 72 hours of purchase if:

You have not accessed any course materials, breakdowns, or community resources
You have not attended any live sessions or coaching calls
You have not engaged with coaching staff or received personalized support

To request a refund during this period, contact: growth@fullportuniversity.com

Membership Cancellations

If you wish to cancel your membership:

You may cancel future renewals at any time through your account or by contacting us
Access continues until the end of your current billing period
No partial refunds are issued for unused portions of your subscription

If you wish to cancel your membership:

You may cancel future renewals at any time through your account or by contacting us
Access continues until the end of your current billing period
No partial refunds are issued for unused portions of your subscription

Payment Plan Cancellations

If you are on a payment plan and wish to cancel:

You remain responsible for payments already made (non-refundable)
Future payments may be cancelled, but access to the program will be terminated
Outstanding balances may be sent to collections if not resolved

If you are on a payment plan and wish to cancel:

You remain responsible for payments already made (non-refundable)
Future payments may be cancelled, but access to the program will be terminated
Outstanding balances may be sent to collections if not resolved

Chargebacks

Initiating a chargeback or payment dispute instead of contacting us directly:

May result in immediate termination of access
May result in legal action to recover costs
Does not constitute a valid refund process

Initiating a chargeback or payment dispute instead of contacting us directly:

May result in immediate termination of access
May result in legal action to recover costs
Does not constitute a valid refund process

7. Program Access & Delivery

Access Duration

Monthly memberships provide access for the duration of active subscription
Annual memberships provide 12 months of access from purchase date
Course access is typically provided for the duration specified at purchase
Mentorship and accelerator programs run for their designated timeframe

We reserve the right to extend or modify access periods as we see fit.

Monthly memberships provide access for the duration of active subscription
Annual memberships provide 12 months of access from purchase date
Course access is typically provided for the duration specified at purchase
Mentorship and accelerator programs run for their designated timeframe

We reserve the right to extend or modify access periods as we see fit.

Platform Changes

We may change, update, or migrate to different hosting platforms (including Discord servers) at any time. You will be notified of significant platform changes.

Technical Requirements

You are responsible for:

Having compatible devices and internet connection
Maintaining the security of your login credentials
Accessing materials and breakdowns within the provided timeframe

You are responsible for:

Having compatible devices and internet connection
Maintaining the security of your login credentials
Accessing materials and breakdowns within the provided timeframe

8. SMS/Text Message Terms

Program Name: FullPort University

Program Description: FullPort University sends transactional SMS messages only. When you opt in, you may receive messages confirming your application, scheduling or confirming an enrollment call you requested, reminders for a call you booked, and one-to-one replies from our enrollment team. We do not send marketing or promotional text messages, and our text messages never contain investment advice.

Message Frequency: Message frequency varies based on your application status and any calls you schedule with us.

Message and Data Rates: Msg & data rates may apply.

Opt-Out: You can cancel SMS messages at any time. Text STOP to the number from which you received the message. After you send STOP, we will send you a confirmation message that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to receive messages again, you may opt back in by submitting the form again.

Help: Reply HELP for assistance, or contact us at growth@fullportuniversity.com.

Support Contact: growth@fullportuniversity.com

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

No Sharing of Your Information: Your phone number and SMS consent will never be sold, shared, or transferred to any third party, including affiliates. Your consent to receive SMS messages is solely for communications between you and FullPort University.

Consent: SMS consent is optional and is not a condition of purchase.

Privacy: See our Privacy Policy at https://join.fullportuniversity.com/privacy-policy

Program Name: FullPort University

Message Frequency: Message frequency varies based on your application status and any calls you schedule with us.

Message and Data Rates: Msg & data rates may apply.

Help: Reply HELP for assistance, or contact us at growth@fullportuniversity.com.

Support Contact: growth@fullportuniversity.com

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Consent: SMS consent is optional and is not a condition of purchase.

Privacy: See our Privacy Policy at https://join.fullportuniversity.com/privacy-policy

9. User Responsibilities & Conduct

You agree to:

Provide accurate information during application and enrollment
Not share, distribute, or resell any program content or educational trade breakdowns
Not record, screenshot, or reproduce materials without permission
Engage respectfully with coaches, analysts, staff, and other community members
Take full responsibility for your own trading decisions and results
Not use our services for any illegal or unethical purposes

You agree to:

Provide accurate information during application and enrollment
Not share, distribute, or resell any program content or educational trade breakdowns
Not record, screenshot, or reproduce materials without permission
Engage respectfully with coaches, analysts, staff, and other community members
Take full responsibility for your own trading decisions and results
Not use our services for any illegal or unethical purposes

Prohibited Actions

You may not:

Share login credentials, Discord access, or member-only materials with others
Reproduce or redistribute our intellectual property or trading strategies
Harass, threaten, or abuse staff or community members
Make false claims about our programs or results
Use our brand, name, or likeness without written permission
Resell or redistribute educational trade breakdowns to non-members

Violation of these terms may result in immediate termination without refund.

You may not:

Share login credentials, Discord access, or member-only materials with others
Reproduce or redistribute our intellectual property or trading strategies
Harass, threaten, or abuse staff or community members
Make false claims about our programs or results
Use our brand, name, or likeness without written permission
Resell or redistribute educational trade breakdowns to non-members

Violation of these terms may result in immediate termination without refund.

10. Intellectual Property Rights

Our Content

All content provided through FullPort University, including but not limited to:

Course materials, videos, and educational resources
Trading strategies, frameworks, and methodologies
Market analysis and trade breakdowns
Website content and branding

…is the intellectual property of Justin Kim and FullPort University and is protected by copyright, trademark, and other laws.

All content provided through FullPort University, including but not limited to:

Course materials, videos, and educational resources
Trading strategies, frameworks, and methodologies
Market analysis and trade breakdowns
Website content and branding

…is the intellectual property of Justin Kim and FullPort University and is protected by copyright, trademark, and other laws.

License Grant

Upon enrollment, you receive a limited, non-exclusive, non-transferable license to access and use program materials solely for your personal, non-commercial use.

Restrictions

You may not:

Copy, modify, or create derivative works from our content
Sell, license, or distribute our materials or breakdowns
Remove copyright or proprietary notices
Use our content to create competing products or services

You may not:

Copy, modify, or create derivative works from our content
Sell, license, or distribute our materials or breakdowns
Remove copyright or proprietary notices
Use our content to create competing products or services

11. Trading Risk Disclaimer

No Guarantee of Results

Trading stocks and options involves substantial risk of loss and is not suitable for all investors. While we provide education, strategies, and analysis that have worked for us and our community:

We make no guarantees regarding your specific trading results, profits, or success
Your results depend on numerous factors including your capital, risk tolerance, experience, market conditions, and execution
Testimonials and member wins represent individual experiences and are not typical results
Past performance does not guarantee future results

Trading stocks and options involves substantial risk of loss and is not suitable for all investors. While we provide education, strategies, and analysis that have worked for us and our community:

We make no guarantees regarding your specific trading results, profits, or success
Your results depend on numerous factors including your capital, risk tolerance, experience, market conditions, and execution
Testimonials and member wins represent individual experiences and are not typical results
Past performance does not guarantee future results

Your Responsibility

You acknowledge that:

All trading decisions are yours alone—we provide education, not financial advice
You could lose some or all of your invested capital
You should only trade with money you can afford to lose
You are solely responsible for your trading decisions and outcomes
We are not registered investment advisors, brokers, or financial planners
Our education and analysis are for informational purposes only and do not constitute personalized investment advice

You acknowledge that:

All trading decisions are yours alone—we provide education, not financial advice
You could lose some or all of your invested capital
You should only trade with money you can afford to lose
You are solely responsible for your trading decisions and outcomes
We are not registered investment advisors, brokers, or financial planners
Our education and analysis are for informational purposes only and do not constitute personalized investment advice

Consult Professionals

Before making any investment decisions, you should consult with a qualified financial advisor, tax professional, or other licensed professional who can assess your individual circumstances.

12. Limitation of Liability

To the fullest extent permitted by law:

FullPort University and Justin Kim are not liable for any indirect, incidental, consequential, or punitive damages
Our total liability shall not exceed the amount you paid for the specific service in question
We are not responsible for technical issues, platform downtime, or third-party service failures
We are not liable for any trading losses, lost profits, or missed opportunities
We are not responsible for market conditions, broker issues, or execution problems

You use our services and make trading decisions at your own risk.

To the fullest extent permitted by law:

FullPort University and Justin Kim are not liable for any indirect, incidental, consequential, or punitive damages
Our total liability shall not exceed the amount you paid for the specific service in question
We are not responsible for technical issues, platform downtime, or third-party service failures
We are not liable for any trading losses, lost profits, or missed opportunities
We are not responsible for market conditions, broker issues, or execution problems

You use our services and make trading decisions at your own risk.

13. Disclaimers

Educational Services

Our programs provide educational content and market analysis. We are not:

Registered investment advisors or broker-dealers
Financial advisors or certified financial planners
Legal advisors or attorneys
Guarantors of trading success or income

Our programs provide educational content and market analysis. We are not:

Registered investment advisors or broker-dealers
Financial advisors or certified financial planners
Legal advisors or attorneys
Guarantors of trading success or income

Third-Party Services

We may recommend or integrate with third-party tools and services (brokers, charting platforms, etc.). We are not responsible for:

The performance, accuracy, or reliability of third-party services
Changes to third-party pricing or terms
Data security or privacy practices of external platforms
Execution quality or issues with your brokerage

We may recommend or integrate with third-party tools and services (brokers, charting platforms, etc.). We are not responsible for:

The performance, accuracy, or reliability of third-party services
Changes to third-party pricing or terms
Data security or privacy practices of external platforms
Execution quality or issues with your brokerage

External Links

Our website and community may contain links to external sites. We are not responsible for the content, privacy practices, or terms of external websites.

14. Termination

By You

You may stop using our services at any time, subject to our refund and cancellation policies.

By Us

We reserve the right to suspend or terminate your access immediately if you:

Violate these Terms
Engage in prohibited conduct
Fail to make required payments
Abuse or harass staff or community members
Share program content with non-members
Attempt to damage or disrupt our services

Termination does not entitle you to a refund unless otherwise specified.

We reserve the right to suspend or terminate your access immediately if you:

Violate these Terms
Engage in prohibited conduct
Fail to make required payments
Abuse or harass staff or community members
Share program content with non-members
Attempt to damage or disrupt our services

Termination does not entitle you to a refund unless otherwise specified.

15. Confidentiality

You may be exposed to confidential strategies, methodologies, and trading information through our programs. You agree to:

Keep all proprietary information confidential
Not disclose trading strategies or materials to non-members
Not use our methods to create competing products or services

You may be exposed to confidential strategies, methodologies, and trading information through our programs. You agree to:

Keep all proprietary information confidential
Not disclose trading strategies or materials to non-members
Not use our methods to create competing products or services

16. Community Guidelines

If you participate in our Discord community or group programs:

Be respectful and supportive of other members
Protect the privacy of others (no sharing personal details or trade results without consent)
Follow all posted community guidelines
No spam, self-promotion, or solicitation without permission
Understand that we moderate discussions and may remove disruptive members

If you participate in our Discord community or group programs:

Be respectful and supportive of other members
Protect the privacy of others (no sharing personal details or trade results without consent)
Follow all posted community guidelines
No spam, self-promotion, or solicitation without permission
Understand that we moderate discussions and may remove disruptive members

17. Changes to Services

We reserve the right to:

Modify, update, or discontinue any program or service
Change pricing for future enrollments
Update course content, strategies, and materials
Adjust coaching schedules, content delivery methods, or formats

We will make reasonable efforts to notify active members of significant changes.

We reserve the right to:

Modify, update, or discontinue any program or service
Change pricing for future enrollments
Update course content, strategies, and materials
Adjust coaching schedules, content delivery methods, or formats

We will make reasonable efforts to notify active members of significant changes.

18. Changes to These Terms

We may update these Terms periodically. Changes will be effective upon posting to our website with a new “Last updated” date. Continued use of our services after changes constitutes acceptance of the updated Terms.

For material changes affecting active enrollments, we will provide reasonable notice.

19. Governing Law & Disputes

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through:

Good faith negotiation between parties
Binding arbitration (if negotiation fails)
Small claims court (for qualifying claims)

You waive any right to participate in class action lawsuits or class-wide arbitration.

Any disputes arising from these Terms or our services shall be resolved through:

Good faith negotiation between parties
Binding arbitration (if negotiation fails)
Small claims court (for qualifying claims)

You waive any right to participate in class action lawsuits or class-wide arbitration.

20. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

21. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FullPort University regarding your use of our services and supersede any prior agreements or understandings.

22. Contact Information

If you have questions about these Terms of Service, please contact us:

Email: growth@fullportuniversity.com

Website: FullPortUniversity.com

By using FullPort University services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

If you have questions about these Terms of Service, please contact us:

Email: growth@fullportuniversity.com

Website: FullPortUniversity.com

By using FullPort University services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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